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About SimobiPlus Mobile Banking
SimobiPlus Mobile Banking puts complete financial control in your hands. Open accounts, transfer money, pay bills, and invest—all from your phone in minutes, with no branch visits or paperwork required.
Managing your money has never been simpler. Whether you're opening a savings account, making domestic transfers to any Indonesian bank, or sending money internationally, SimobiPlus streamlines every transaction. Skip the queues and complete your account setup instantly through the app. Domestic transfers come with no fees, and you'll choose from multiple transfer methods tailored to your needs. International transfers are equally straightforward, supporting various currencies for global payments.
Bill payments and top-ups become effortless with scheduled payment features. Set up recurring payments once and let SimobiPlus handle them automatically—no more scrambling to remember due dates. Topping up your e-wallets takes seconds, and QRIS payment technology lets you shop cashlessly by simply scanning a QR code at your favorite merchants.
Growing your wealth is made accessible through investment features that let you track performance in real-time and add funds instantly. Open deposits with competitive interest rates starting from just IDR 500,000, giving you flexibility whether you're building emergency savings or pursuing longer-term growth. All transactions happen securely from your phone, wherever you are.
Join thousands of users already enjoying state-of-the-art digital banking. SimobiPlus Mobile Banking combines security with simplicity, giving you a frictionless experience that respects your time. Bank Sinarmas is licensed and supervised by the OJK and participates in the LPS guarantee scheme, ensuring your deposits are protected.
Download SimobiPlus today and experience banking reimagined for the mobile era.
Pros & Cons
Pros
- Zero fees on domestic transfers to any Indonesian bank
- Open savings accounts instantly without branch visits or paperwork
- Scheduled bill payments and top-ups reduce manual payment management
- Real-time investment tracking with deposits starting from IDR 500,000
Cons
- Android-only; no iOS or desktop banking option available
- International transfers require currency conversion and likely involve hidden fees
- Account opening and financial transactions require identity verification upfront
- Investment features tied to single bank's product offerings and rates
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